Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the ease of search references, these terms may be used in this context to refer to our funding products, but we maintain our separateness from consumer loan products in all legal aspects.
If you’re navigating a personal injury case in California, you’ve probably realized that the legal process isn’t fast. Countless legal system delays have prolonged your case — and your settlement. You’re starting to wonder if you will ever see the compensation your attorney felt so confident about.
Applying for pre-settlement funding in California can help you overcome legal delays without rushing your case and potentially lowering your settlement amount. This form of non-recourse funding gives you a cash advance on your eventual settlement, providing access to cash now that you can use to aid your case.
Common Reasons for Legal Delays in California
Personal injury lawsuits in California can take anywhere from a few months to over two years, from beginning to end. Why do these cases take so long to finish? Legal system delays may be due to a range of causes:
- Financing issues: If any party lacks the funds to cover court filing fees, legal fees, or other litigation costs, the legal process may pause while they figure out financing.
- Background check delays: A 2021 court ruling led some California courts to restrict access to public records, delaying the background check process and impairing evidence collection.
- Court scheduling: Courts often reschedule court dates because of jury trial delays, time conflicts, space limitations, other cases taking longer than expected, etc.
- Insurance company processes: Insurance companies sometimes purposefully delay their processes to encourage claimants to accept a lower settlement amount than they otherwise would.
- Liability disputes: California follows a pure comparative negligence policy that allows multiple parties to be partially responsible for an accident. Disputes over liability, including a person’s percentage of liability, can delay the legal process.
- Surge in legal cases: Hundreds of thousands of accident victims file cases in California courts each year. More and more people have begun suing for personal injury, overwhelming the courts and delaying cases.
Pre-settlement financial relief can help you cover your immediate costs no matter what delays have impacted your case.
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How Pre-Settlement Funding Can Help You Through Legal Delays
Legal delays are often surprising and frustrating, but you don’t need to let them affect your case or peace of mind. With pre-settlement funding in California, you gain all of the following benefits.
Pre-Settlement Funding Can Give You Access to a Portion of Your Settlement Now
The longer your case is delayed, the longer you have to wait for your compensation award or settlement. With no end in sight, you may feel at a loss for how you will cover expenses in the meantime. Creditors may have already begun charging interest and fees or contacting you incessantly about payments.
Pre-settlement funding gives you a portion of your settlement now. You won’t need to worry about when your case will end, and your eventual settlement will arrive. Instead, you can start using your money now to pay bills, cover medical costs, or relieve any other expenses.
Pre-Settlement Funding Can Give You More Time To Negotiate a Settlement
When court delays push back your settlement further and further, you may be tempted to accept the first offer the insurance company or defendant gives you just so you can finally gain compensation. However, doing so prevents you from negotiating a more adequate offer.
When you accept pre-settlement funding, you give yourself room to negotiate a sufficient payout. You won’t need to feel rushed to accept an offer just so you can begin paying down bills or satisfying creditors.
Pre-Settlement Funding Can Help You Treat Your Injuries Immediately
Immediate, comprehensive medical care boosts your chances of making a full recovery. But medical treatment is expensive, and you shouldn’t need to pay out of pocket for costs that your eventual settlement will cover.
With pre-settlement funding in California, you can better afford the medical treatments, equipment, and therapies necessary to aid your injury recovery. You won’t need to delay any treatments in the interest of saving money.
Pre-Settlement Funding Can Protect You Against Insurance Tactics
Insurance companies are in the business of making money, and they don’t always offer an adequate payout for injury claims. They sometimes delay the claims process, hoping to wear you down and convince you to accept a lower payout.
With pre-settlement funding, you don’t need to fall prey to these schemes. You can stand firm throughout your court process and take the time to prove to the insurer and judge exactly how much your case is worth.
Pre-Settlement Funding Is Fast and Easy
The legal system isn’t fast, but pre-settlement funding is. Unlike securing other grants and loans, this process requires no credit checks, financial requirements, or lengthy applications.
Instead, the financing company will assess your personal injury case to determine your likelihood of winning. If it finds that your case is strong, it will approve your application and send you your pre-settlement funds within a matter of days.
Apply for Pre-Settlement Funding in California Today
At Rockpoint Legal Funding, we offer fast and easy pre-settlement funding for plaintiffs in California. With our non-recourse funding, we assume the risk of your case while giving you access to cash up front. Should you lose your case or walk away without a settlement, you won’t owe us any money back.
To learn more about our plaintiff financial support or start your application, fill out our online form or call 855-591-2489. We are available 24/7 and will get back to you shortly with more information about our pre-settlement funding in California.
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