Housing
Rent, mortgage payments, and other essential housing costs.
Financial Support While Your Case Moves Forward
Non-recourse pre-settlement funding may help cover essential expenses before your represented claim resolves.A legal case can take time. Rockpoint helps eligible plaintiffs manage financial pressure with clear terms, responsive guidance, and funding based primarily on the claim—not conventional credit criteria.
A legal case can take time. Rockpoint helps eligible plaintiffs manage financial pressure with clear terms, responsive guidance, and funding based primarily on the claim—not conventional credit criteria.
When life cannot wait
Expenses do not pause while a case is pending
Medical care, missed work, and a long legal timeline can put pressure on everyday decisions. Pre-settlement funding is one option to consider when other resources are not enough.
Everyday expenses
Groceries, utilities, transportation, and other day-to-day needs.
Health-related costs
Medical bills and treatment-related expenses not otherwise covered.
Income gaps
Necessary expenses when an injury or claim has disrupted your ability to work.
Funding, not a traditional loan
Understand the difference before you decide
Pre-settlement funding is tied to the potential recovery from your claim. It does not require conventional credit underwriting, monthly payments, collateral, or a personal guarantee.
Based primarily on the claim
Review considers liability, damages, documentation, available recovery, case status, and expected timing.
Non-recourse structure
Repayment is generally made from case proceeds. If there is no recovery, there is no repayment obligation, subject to your agreement and applicable law.
No monthly payments
There are no recurring monthly payments while your claim is pending. Costs and repayment terms appear in the written agreement.
A straightforward review
How the process works
Rockpoint keeps the process focused and coordinates directly with your attorney so you can make an informed decision.
- 01
Start confidentially
Tell us about your represented claim and the amount you are considering.
- 02
We coordinate with counsel
With your authorization, Rockpoint requests the case information needed for review.
- 03
Review a written offer
If approved, you receive written terms to review and discuss with your attorney before deciding.
- 04
Receive approved funds
After the agreement is completed, approved funds are delivered using the available disbursement method.
Same-day review may be available No conventional credit check Written terms before you decide
Eligibility and timing
What Rockpoint reviews
- You have an attorney representing the claim.
- The facts and documentation support potential liability and damages.
- There is a potential source of recovery, such as insurance or defendant resources.
- The expected recovery can reasonably support the requested funding and associated costs.
- The case status and expected timeline provide enough information for review.
Request only what you reasonably need
Legal funding has a cost when there is a recovery. Before accepting an offer, consider the essential expense, how long the case may take, potential repayment, and alternatives that may cost less.
Check EligibilityBefore signing
Questions to discuss with your attorney
Your attorney can help you understand how funding fits the facts, timeline, and potential recovery in your case. Rockpoint coordinates with counsel but does not direct legal strategy.
What amount is reasonably necessary for essential expenses?
How are fees calculated, and how may the payoff change over time?
What happens to the amount I receive after repayment?
Are there lower-cost alternatives I should consider first?
What responsibilities do I have under the agreement?
How will repayment be handled when the case resolves?
Common questions
Pre-settlement funding FAQ
What is pre-settlement funding?+
Pre-settlement funding is a cash advance tied to the potential recovery from a pending legal claim. It may help a represented plaintiff manage essential expenses before the case resolves.
Is legal funding the same as a conventional loan?+
No. Eligibility is based primarily on the legal claim rather than conventional credit criteria. There are generally no monthly payments or personal guarantees. The signed agreement controls the specific terms.
What happens if there is no recovery?+
Rockpoint funding is non-recourse: repayment is generally due only from a recovery in the case. If there is no recovery, there is no repayment obligation, subject to the signed agreement and applicable law.
Do I need an attorney to apply?+
Yes. Rockpoint reviews represented legal claims and coordinates with your attorney, with your authorization, to understand the case and potential recovery.
Will Rockpoint check my credit?+
Rockpoint does not use a conventional credit-based approval process. Review focuses primarily on the facts, documentation, expected value, and status of the represented claim.
How quickly can my case be reviewed?+
Rockpoint offers same-day review when the necessary information is available. Timing varies based on the case, documentation, attorney responsiveness, and other underwriting factors; approval and funding timing are not guaranteed.
A confidential next step
See whether your represented claim may qualify
Apply online or call for a free evaluation. Applying does not obligate you to accept funding.