Legal funding by location
Financial support while your case moves forward
Explore non-recourse pre-settlement funding based primarily on your represented claim—not your credit—with no monthly payments while the case is pending. If there is no recovery, there is generally no repayment, subject to the signed agreement.
Quick answer
California pre-settlement funding is a non-recourse advance against the potential recovery from a represented legal claim. It is often searched as a lawsuit loan, settlement loan, lawsuit funding, or settlement advance, but it is not a traditional personal loan: there are no monthly payments, no personal guarantee, and repayment is generally due only if the case produces a recovery, subject to the signed agreement.
Funding guidance
Funding may help cover ordinary living expenses while your attorney continues the legal process. Approval, amount, availability, and terms depend on the claim and final underwriting review.
Review considers liability, damages, documentation, available recovery, case status, and expected timing.
There are no recurring monthly payments while the claim is pending. Costs and repayment terms appear in the written agreement.
If approved, review the written offer and discuss it with your attorney before deciding.
Rockpoint coordinates with your attorney, with your authorization, to obtain the information needed for review.
Eligibility factors
Approval is not guaranteed. These are common starting points for review, not a promise of funding.
Potential case types
Case-type availability and eligibility vary. A completed review is required.
Cost and terms
“Low interest” can be a misleading shortcut because pre-settlement funding is not structured like a traditional installment loan. Compare the written total cost across realistic case timelines.
Ask for the total payoff at more than one possible case timeline.
Review how charges accrue and whether any minimum costs apply.
Confirm that repayment is limited to a recovery under the written agreement.
Discuss the offer with your attorney before accepting it.
Explore California
Use these local guides when they match where you live, where the claim is filed, or the area most relevant to your search.
A straightforward review
Tell Rockpoint about your represented claim and the amount you are considering.
With your authorization, Rockpoint coordinates with your attorney to request the information needed for review.
If approved, you receive written terms to consider and discuss with your attorney before deciding.
After the agreement is completed, approved funds are delivered using an available disbursement method.
Common questions
Availability depends on the claim, attorney representation, applicable law, documentation, and Rockpoint's underwriting review. Contact Rockpoint to confirm whether funding may be available for your location and represented claim.
No. Pre-settlement funding is tied to the potential recovery from a pending legal claim. There are no monthly payments or personal guarantees. The signed agreement controls the specific terms.
Yes. Rockpoint reviews represented legal claims and coordinates with your attorney, with your authorization, to understand the claim and potential recovery.
Rockpoint funding is non-recourse: repayment is generally due only from a recovery in the case. If there is no recovery, there is generally no repayment obligation, subject to the signed agreement and applicable law.
Same-day review may be available when the necessary information is provided. Timing varies based on the claim, documentation, attorney responsiveness, and underwriting factors.
No. Approval is never guaranteed. Rockpoint reviews the claim, available documentation, potential recovery, case status, and other underwriting factors before deciding whether to make an offer.
Rockpoint's review is based primarily on the represented claim rather than personal credit. A credit check is not required to apply.
Compare the total payoff at realistic case timelines, how costs grow over time, any minimum charges, and the written non-recourse terms. Review the agreement with your attorney before deciding.
A confidential next step
Apply online or call for a free evaluation. Applying does not obligate you to accept funding.
