California Car Accident Loans

Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the ease of search references, these terms may be used in this content to refer to our funding products, but we maintain our separateness from consumer loan products in all legal aspects.

At Rockpoint Legal Funding, we connect our clients with the pre-settlement funding they need. Pre-settlement funding is not traditional California car accident loans. There is no lending aspect to the process, and this is not a cash advance when you use California lawsuit loans.

A Defenseless Victim

While it is incumbent upon pedestrians to know the right-of-way laws and adhere to them, motorists are always obligated to take reasonable caution to preserve pedestrian safety. When a pedestrian is struck by a motorized vehicle, the results can be catastrophic, as the pedestrian has little or no protection from the weight and speed of a moving vehicle. Even a slow-moving vehicle can severely injure a pedestrian.

Injuries commonly associated with a pedestrian accident can range from abrasions and contusions to knee and leg injuries, organ damage, traumatic brain injury, and fatality. Many of these injuries can lead to costly and long-term recoveries. Sometimes, you may not be able to go back to work or to maintain your same quality of life.

As a result, you file a lawsuit against the at-fault party. Yet, it is going to take months or even years for you to receive the money you need to get your life back on track. At Rockpoint Legal Funding, we offer a better option for our clients.

What Is Pre-Funding?

Though they are often thought of as California car accident loans, pre-funding of a settlement indicates that the funds provide early access to the settlement you are likely to receive when your lawsuit settlement is paid to you. Unlike loans, they are non-recourse, which means that if you do not receive the funds owed to you because you did not win the case, you do not have to pay back these funds. This creates a lot less worry.

With pre-settlement funding, we provide you with early access to the money you are likely to be paid, but you do not have to make monthly payments. You also do not owe us anything if you do not win your case. This gives you ample protection and no financial losses to worry about if you do not receive the claim you are depending on.

With this comes access to the money you need in as little as 24 hours. You apply with us, we review your information, and then we work with you to transfer the funds you need to your bank account. You can then use those funds any way you want or need to.

What Makes Them Different from Car Accident Loans?

With a loan, you are obligated to pay back the money no matter what happens, and you may have to start making that payment within 30 days. This is not applicable to California pre-settlement funding. You do not make payments to us at all.

There is a fee for using this service, but you only pay it once you receive your settlement. Your pre-sending fund is fully paid off at that time through the payment of your settlement. You get the rest and can use it as you please.

When Can You Use These Car Accident Funds?

If you have a pending lawsuit against an at-fault party in California for the losses you incurred during an accident, you have access to these funds. Though we must be able to verify this information with your attorney, most of our clients have no problem getting approval if they have a pending lawsuit. It is a fast way to help you get the money you need sooner.

You can use these loans for most types of car accidents and other types of lawsuits. Our team is happy to answer any questions about them for you. We typically fund:

• Truck accidents
• Car accidents
• Work-related car accidents
• Pedestrian accidents
• Motorcycle accidents

There Is No Challenging Application Process Either

When you obtain pre-settlement funding with our team at Rockpoint Legal Funding, the process is as easy and straightforward as possible. Our professionals know you are facing a lot of challenges right now that may disqualify you from a traditional loan. With our application process, you do not have to worry about that process.

• We do not do a credit check. Your credit score does not apply in this situation.
• You do not need to have a job. You do not have to show any proof of having income either.
• There is no financial statement needed from your bank account.

Instead of all of these steps, we will gather your information online, verify the strength of your loan with your attorney, and then get the funding process started for you. You can also count on us to be open and honest about any costs involved, the timeline, and the expected amount we can lend to you. We stand behind our goal of providing exceptional service to our clients, so call Rockpoint Legal Funding today.

At Rockpoint Legal Funding, We Are Different

Unlike a traditional California car accident loan, we provide a different level of service and support to our clients. There is no expensive monthly payment to worry about paying and no invasive credit check. We do offer a few other benefits that you should know about as well:

• We handle the lending and maintain your lien. You do not have to pay a broker fee. More money goes into your pocket.
• You can count on us to protect your privacy and secure your personal information. No one learns about your account.
• Excellent customer service is a promise to you. We aim to provide our clients with exceptional support and service because we know all you have been through already.

You do not have months to wait. You need your money sooner. That is where we can help you.

Apply with Us Now to Get Started

When you trust Rockpoint Legal Funding with your California car accident loan needs, you get a better option: the money you need quickly without payments to worry about now. Apply with us online now to learn more about what you can access and how soon we can fund it for you. There is no cost to apply online either.