Disclaimer: Consumer legal fundings and advances are not loans under applicable financing laws. Rockpoint’s products are non-recourse, meaning if you don’t win your case, you don’t have to pay us back. Receiving financial support in connection with a legal case is typically (and oftentimes incorrectly) referred to as a “lawsuit loan” or “loan.” Therefore, for the ease of search references, these terms may be used in this context to refer to our funding products, but we maintain our separateness from consumer loan products in all legal aspects.
That settlement the insurance company is offering is nowhere near enough to cover your damages, but you’re tempted to take it. Your bank account is running dry, rent is due next week, and you can barely afford to put food on the table. Something, you think, is surely better than nothing.
If this sounds like you, consider legal cash advances instead. A legal cash advance, also called lawsuit funding, is an advance on your settlement. Pre-settlement funding offers plenty of benefits, which our plaintiff funding service discusses below.
A Supplement to Your Income
At first, you enjoyed your little vacation from work. You had all the time in the world to catch up on your hobbies, read that new book, or work on projects around the house.
But as days turn into weeks, the lack of a paycheck is starting to make you nervous. Your doctor isn’t sure when you can return to work, and the amount in your bank account drops more every day.
Legal cash advances are perfect for those out of work because of an accident. You can use your funding for anything you need, including groceries, utility bills, mortgage payments, home repairs, and much more.
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Helps You Cover Out-of-Pocket Medical Expenses
There’s nothing quite like the shock of opening a bill from the hospital. Even with fantastic insurance, you could be on the hook for a five- or six-figure sum. Paying off all those bills for your hospital stay, ICU treatment, and surgeries seems as impossible as climbing a mountain with a broken leg.
You can’t ignore those mounting medical bills until your case settles. That’s where legal cash advances come in. You can use your advance to pay down your hospital and doctor bills, giving you one less thing to worry about while recovering from your injuries.
Allows You To Work With a High-Quality Lawyer
Legal fees for personal injury lawyers vary widely. That sketchy lawyer downtown who loses more cases than he wins might charge a pittance, while the reputable attorney with a flawless track record next door may cost hundreds per hour.
Naturally, you want the finest legal representation money can buy, but it’s tough to purchase such representation when you’re strapped for cash.
Because lawsuit funding is non-recourse, meaning you don’t have to pay it back unless your case wins, you might be more willing to splurge on that high-end attorney. That’s a wise choice because the better your lawyer, the higher your settlement will likely be.
Apply For Free To Get The Money You Need Now.
Gives You Time To Wait for a Fair Settlement
Far too many plaintiffs accept a settlement offer that doesn’t meet their needs because they can’t afford to hold out for more. They have bills due now, rent to pay, and a hungry family to feed. A payout today, they assume, is better than waiting for a settlement that might come six months from now.
If you’re on the brink of accepting that low settlement offer, it’s worth considering legal cash advances first. You can use the money to tide you over while your lawyer negotiates for a settlement that you’re satisfied with.
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Easy To Qualify For
Don’t have a job or any source of income? Is your credit score in the gutter because you’ve missed one too many credit card payments? If your lack of steady work or a poor credit score is holding you back from finding funding, a lawsuit cash advance is the perfect solution.
You don’t need an income or a high credit score to qualify for a pre-settlement advance. You only need a valid case type, an attorney, and a pending lawsuit.
Available for a Variety of Personal Injury Cases
If your case falls under the personal injury umbrella, you may qualify for pre-settlement funding. Cases that qualify include:
- Auto accidents, including truck, bus, bicycle, and rideshare accidents
- Medical malpractice, such as birth injuries, surgical errors, and missed diagnoses
- Product liability
- Nursing home abuse and neglect
- Slip-and-fall accidents
- Dog bites
- Wrongful death
More Affordable Than a Loan
Trying to decide between a lawsuit settlement loan and a legal cash advance? A cash advance is by far the better option for the majority of people. Lawsuit loans can be expensive because you’ll have to pay interest in addition to the loan principal.
Pre-settlement advances, on the other hand, have fixed fees rather than interest rates. Opting for a cash advance rather than a loan could save you thousands.
No Risk to You
If you were to take out a loan, you’d have to pay that money back regardless of whether you win or lose your case. That’s not true for lawsuit cash advances.
Pre-settlement funding is non-recourse, so you owe the lender nothing if you lose. The lender takes on all the risk on your behalf.
Gives You One Less Thing To Stress About
When you’re in the middle of a combative lawsuit, stress is the name of the game. You have to worry about the defendant blaming you for the accident, what evidence the other side has, and whether your case will go to trial.
With pre-settlement funding, there’s no need to add money woes to your endless list of things to stress about. You can instead focus on winning your case and recovering from your injuries.
Apply for Financial Relief Now
Ready to apply for our legal cash advances or want to learn about how plaintiff funding can help during litigation? Contact Rockpoint Legal Funding at (855) 582-9200 for your free consultation on plaintiff support and pre-settlement funding benefits.
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Get The Money You Need.
Presettlement Legal Funding.
