Settlement Strategies Using A Liability Limit Trace

Settlement Strategies Using A Liability Limit Trace

The size of a settlement in a personal injury cases often depends on the size of the defendant’s insurance policy. Having information about the defendant’s insurance coverage limits (or whether the defendant has insurance) before taking on a case or proceeding with settlement negotiations can be a big advantage for the plaintiff’s attorney.

Rockpoint Legal Funding offers “liability limit traces” on defendant insurance policies. We use proprietary information sources to access data. These traces provide a number of benefits.

Deciding Where To Put Legal Resources. A potential defendant is under no obligation to disclose its insurance coverage or policy limit. Armed with insurance coverage information prior to filing, a law firm can decide the financial viability of a claim (and whether to take on the case) or ascertain how much resources it should devote.

Understanding Case Value Before Settlement Negotiations. Demanding $2 million in damages when the defendant only carries $1 million in coverage can be an exercise in futility. Identifying the amount of money to work with prior to negotiations will save time and reduce overall legal costs.

Making Realistic Medical Decisions. Being aware of maximum insurance policy amounts can help doctors create realistic treatment plans. A plaintiff attorney can then present a doable plan during negotiations

Limited liability traces can be completed within 24 hours of a request.

For more information about liability limit traces, please give us a call at call 855-582-9200 or email Ramtin Ghaneeian, Rockpoint Legal Funding president, at